Who Are We?
Anthony Leasing is a twenty eight-year-old, family funded full service business
equipment leasing company with customers throughout the United States and the
World. We specialize in lease financing of equipment valued between $25,000 and
$3,000,000.
Our capital base allows us to retain our leases in our portfolio. This enables
us to offer customers personalized service, very competitive rates and great flexibility
in lease structure, before and after leases are completed.
Our new business opportunities come from existing customers, commercial banks,
equipment suppliers, accountants, and other business contacts developed over the
past 30 years. Recently, the Internet has also become an important source of contacts
that develop into lasting relationships.
Our greatest strength is in understanding our customers well enough so we can
structure each transaction to suit the individuals needs, allowing us to develop
mutually rewarding long-term relationships. Our goal with each customer is to
become an important ongoing source of capital in his/her personal and/or corporate
life. Although we aren't interested in accepting higher risks than other financial
companies, we try to use our extensive experience to take a common sense approach
in evaluating each customer's equipment financing needs.
We believe small business is what "makes the country go." We too started
out as a small family business and have grown to over $100 Million in sales annually.
We take pride in helping other businesses to grow and succeed. That’s why
we do not use traditional credit scoring as a determining factor in accepting
or declining our lease customers. We look at the overall customer not a beacon
score that someone else has provided to us.
The Leasing Question ?
Leasing became popular when businesses wanted to operate automobile fleets while
avoiding the high cost of ownership and maintenance. When individual leasing
developed, consumers were faced with a new market question: to lease or not
to lease?
Automobile leasing is not a simple matter. Cars lose value or depreciate over
time. When you lease a car for two years, you are paying for two years of depreciation
in monthly payments plus interest. At the end of the car lease, the automobile
can be either sold to you or someone else for its value at that point. There
is no ownership, you simply pay for the use of the automobile.
The new regulation M from the Federal Reserve Board, became effective January
1, 1998, which requires full disclosure by leasing companies of specific information
and provides consumers with a description in writing of the lease's financial
details. The stated purpose of the new Regulation M is to allow consumers to
compare one lease with another for the same vehicle and to compare leasing a
vehicle with buying it on credit. However, the disclosure requirements do not
apply to lease transactions over $25,000.
Disadvantages Of A Traditional Lease
• When the lease ends, you have built up no equity in the vehicle. You
have nothing to trade in on a new car, so you will probably lease again.
• If a lease runs longer than the vehicle's warranty, the lessee may have
to pay for repairs that would have been covered.
• In most cases, leasing is more expensive than buying on credit.
• Maintenance requirements for leased vehicles are strict if the lessee
hopes to avoid end-of-lease charges. A lessee should honor the manufacturer's
recommended maintenance schedules and should have written receipts to prove
that service was performed as required.
• Early termination of a lease may result in substantial charges to the
lessee.
Advantages Of A “Anthony Lease”
• With a “Anthony Lease” you can build equity in your vehicle.
• The “Anthony Lease” offers Extended Warranty contracts that
cover the vehicle during the entire lease period.
• The “Anthony Lease” has the ability to shelter equity from
Bankruptcy, foreclosure or divorce (see your attorney for details).
• The “Anthony Lease” has tremendous tax advantages for both
the consumer and companies that are able to write off their lease payments (see
your accountant for details).
• The “Anthony Lease” does not look at traditional credit
scores, but rates you on your own individual customized profile.
• The “Anthony Lease” gives you the best of all worlds by
allowing you to take the advantages of leasing and the advantages of traditional
financing and combines them, which allows you to receive lower monthly payments,
yet you can take advantage of the equity that you have built through the term
of your lease. No other lease program allows you to do that!
What makes Anthony Leasing so different:
We Understand Business and our Customers Needs
Customers work with accomplished professionals with decades of business experience
in understanding and solving customer's individual needs.
We are the Funding Source
While most leasing companies are merely brokers, we fund our leases and retain
them in our own portfolio. This means we can structure each lease to meet every
customer's specific needs. Total flexibility continues throughout the term of
the lease. We are the bank because we hold our own paper.
Personal Approach
Most banks and credit companies are moving to computerize all aspects of customer
contact. This is fine if the customer fits this mold and doesn't mind talking
to computers. Anthony Leasing constantly upgrade systems to improve operational
efficiency. Yet, our customers talk with professionals who strive to understand
their particular requirements.
Relationship Focus
Most of our lease "transactions" develop into "relationships".
Our lease financing becomes an important part of our customers' ongoing business
finance program.
Pre Pay Lease Without Penalty
To our knowledge, no other leasing company offers this feature.
Economic Savings
We encourage customers to request a free commitment from us, then compare it
to their alternative sources of financing.
Why Lease the Anthony Lease Way:
Added Credit Availability
Bank credit lines are not affected, so you retain your bank borrowing capacity
for other needs. We offer the advantages of reporting or non-reporting credit
which allows you additional credit, because other credit lenders don’t
show you overextended on your credit bureau. This special request must be conveyed
at lease inception.
Conserves Working Capital
Lease financing frees up much needed capital , leaving precious capital for
other needs.
Improves Cash Flow
Leasing allows you to pay for the equipment as income is earned not before it
is used.
Tax Deductible
In many cases, lease payments can be treated as a fully tax deductible expense.
Quick and Easy
The whole lease process is faster, simpler, and often less costly than other
financing alternatives. Our leases are always less costly than normal credit
card lines.
A personalized “Anthony Lease” offers Corporation as well as Individuals
a tremendous advantage to buying:
Personalized Underwriting
Rather than depending on inflexible credit scoring systems, our seasoned credit
analysts quickly investigate the idiosyncrasies of each customer. This increases
our approval ratio and improves our effectiveness in supporting your business
and understanding you as a customer.
Individualized Programs
We will work with you to create a program that meets your unique requirements.
Flexibility
We fund 99% of our leases ourselves (we are not brokers), so we can structure
each lease to meet the specific needs and desires of your customer.
Advance Payment Program
When required, we can easily make down payments and progress payments creating
equity if so desired.
Fast Turn Around
For leases under $50,000 we complete our credit process the same day we receive
applications. Larger transaction processing is normally completed in two or
three days.
Pre Payment Without Penalty
This distinct feature makes it easier for your customers to say yes when making
the buy/lease decision.
National Scope
We serve you or your company everywhere in the United States except Louisiana.
